Usha Financial Services Limited are a Non-Banking Financial Company (NBFC) established in 1995 and registered with the Reserve Bank of India (RBI) as an NBFC-ICC (Investment and Credit Company) under the base layer category. As a non-systemically important, non-deposit-taking NBFC, we have over 9 years of lending experience. Usha financial services limited core business is providing customized financial solutions to various sectors, including NBFCs, corporates, Micro, Small & Medium Enterprises (MSMEs), and individuals, with a particular focus on empowering women entrepreneurs. We also specialize in financing electric vehicles (EVs), reflecting their commitment to supporting green and sustainable initiatives.

Key Borrowers:

i. NBFCs and Corporate Entities – They provide loans and financial services to other NBFCs and corporate bodies, helping them with their financial needs.
ii. MSMEs and Small Business Owners – They support MSMEs with tailored financial products to fuel their growth and development.
iii. Individuals – They offer financial solutions to individuals, with a special focus on women entrepreneurs, encouraging their active participation in business and economic activities.

Lending Process: Before providing loans, they perform rigorous evaluations to assess the creditworthiness and repayment capacity of potential borrowers. Their due diligence process includes multiple levels of checks, detailed analysis of customer cash flows, and comprehensive evaluations. This ensures that their borrowers meet strict selection criteria.

Loan Disbursement and Terms: They aim for an efficient, transparent, and customer-centric loan disbursement process. Their loans are structured on an Equated Monthly Installment (EMI) basis with competitive interest rates and favorable terms. All loan disbursements are made via banking channels, directly into the borrower’s account.

Partnerships and Collaborations: They have established partnerships with 13 NBFCs and other corporate entities across various states in India, enabling them to provide financial solutions to MSMEs nationwide. These collaborations help them expand their services into diverse regions through customized agreements.

Through their diversified product offerings and strategic partnerships, they strive to meet the financial needs of their clients while maintaining high levels of efficiency and customer satisfaction.

To be updated shortly.

To be updated shortly.

To be updated shortly.