Kosamattam Finance Ltd is a Kerala Based NBFC engaged in the gold loan finance business. They lend money against the pledge of household Jewellery in the state of Kerala, Tamilnadu, Karnataka, Andhra Pradesh, Delhi and in the Union Territory of Puducherry. They also offer fee-based ancillary services which include money transfer services, foreign currency exchange and air ticketing services.
Kosamattam finance has numerous branches spread across the rural and semi-urban localities in the country. Their customers involve people from various strata of life including small businessmen, entrepreneurs, farmers, retailers and the common man who find it difficult to access credit facilities from banks and other financial institutions due to the hectic procedures involved. They provide Business and Personal Loans secured against Ornaments and Gold.
(i) Fairness and responding to customers We are planning to expand our industry-leading clarity commitment statements, eliminating hidden charges for all our loans and introducing easy to read loan agreements were just initial steps toward uploading this commitment. We will continue working to better understand what customers want and need and translate that into solutions to help them manage their financial decisions.
(ii) Lending to small and medium-sized Businesses Credit for small and medium-sized businesses is very critical for the Indian economy. We are at the forefront of helping small and medium-sized businesses to position themselves for growth we’re increasing our lending to small and medium-sized businesses and extending credit through other innovative approaches such as Loan over-draft schemes and online payment facilities.
(iii) Affordable Mortgage and Home lending Buying a home is still the biggest investment most people will ever make. We recognize our role to provide affordable home loan products, transparent resources to help customers understand how these work and expertise to provide one to one guidance through the process for their personal situation. Our experienced mortgage loan specialists are ready to help clients find a loan they can comfortably afford. They have access to a variety of loan options to serve you – Whether you are a first-time homebuyer, a buyer with a modest income, an experienced homebuyer, or an affluent buyer with complex financial needs. Our teammates connect with you to make loan process more clear and straightforward. Kosamattam Finance loan specialist will walk through your loan options, and provide competitive rates and tailored guidance to your unique situation.